DeFi

Constant Finance, a fixed-rate, fixed-term DeFi lending protocol, today announced that the public beta of its lending product is now available on Ethereum’s Sepolia testnet, giving borrowers and lenders a hands-on way to explore loans with an agreed rate and maturity.

Genius Foundation announced the launch of genius.fun, a new BNB Chain launchpad designed to help online communities coordinate capital and pursue ownership in publicly traded companies.

Paul Frambot proposed splitting onchain vaults into "noncustodial" and "discretionary" categories for regulators. Aave founder Stani Kulechov called the split "self-serving," and vault builders said a timelock does not remove the manager.

The Allez Labs-curated market lets holders borrow USDC at up to 80% loan-to-value, with liquidations starting at 85%.

Clients can keep earning Sky’s 3.6% savings rate while pledging sUSDS to Galaxy, whose institutional lending business carries a $1.4 billion average loan book.

Trueo said it will make Ethereum mainnet its primary deployment and build its next oracle there. Vitalik Buterin called the project “ethical and not corposlop.” The TRUE token is up 900% in 24 hours. Trueo's contracts are still deployed only on Base, and no migration date has been set.

The liquid staking protocol published a chain ID, an RPC endpoint and an explorer for its Arbitrum Orbit network, a month after saying HyperEVM's throughput leaves little room for sustained high-frequency activity.

The cirBTC market on Arc holds $14.3 million of USDC borrowed against 287 cirBTC, up from $1.37 million on Sept. 17. Galaxy and Keyrock supply nearly all the dollars. Circle issues the wrapper and the wallet; the loan terms sit with Morpho.

Payouts would have no fixed rate and come from a pool funded by the treasury and World Liberty Markets fees.

Strata scheduled a 48-hour valuation update that would write jrNUSD to zero while withdrawals from its senior tranche settle in sNUSD at revised share values.